207078 NOTICE OF TRUSTEE'S SALE On Thursday, the 25th day of June, 2026, at the hour of 10:00 o'clock a.m. of said day at the front entrance of the Nez Perce County Courthouse, 1230 Main St., Lewiston, in the County of Nez Perce, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Nez Perce, State of Idaho, and described as follows, to-wit: Lot One (1), Block Eleven (11), Riverview Addition to the City of Lewiston, according to the recorded plat thereof, records of Nez Perce County, Idaho. TOGETHER WITH the Vacated Public Right of Way adjacent thereto (referred to as West 40 feet of Vacated 11th Street abutting), such vacated public right of way being described in Instrument 579362, records of Nez Perce County, State of Idaho, as follows: All that portion of a public right-of-way known as 11th Street, located between Lot 1 of Block 11 and Lot 6 of Block 12 of Riverview Addition to the City of Lewiston, as the same appears on the official plat thereof, on file and of record in the office of the Nez Perce County Recorder, Lewiston, Idaho. The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1028 15th Ave., Lewiston, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed FRANCIS LEE LAWRENCE, a Married Man, as his separate estate, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded April 14, 2014, as Instrument No. 820917, Mortgage records of Nez Perce County, Idaho; and assigned to IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 7, 2023, as Instrument 909117, Mortgage records of Nez Perce County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. Said sale is a public auction for which the bid price must be paid immediately upon close of bidding by certified funds in the form of cashier's checks, certified checks, or valid money orders only. If the Trustee is unable to convey title for any reason whatsoever, the successful bidder's exclusive and sole remedy shall be the return of actual monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 4, 2014, in the amount of $1,540.00 each, for the months of August, 2025 through January, 2026, inclusive. All delinquent payments are now due, plus accumulated late charges, plus all escrow advances, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 8.00% per annum from July 1, 2025, and the Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $99,163.05, plus accrued interest at the rate of 8.00% per annum from July 1, 2025. DATED This 24th day of February, 2026. ________________________________________ RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE