205036 Hacker & Willig, Inc., P.S., 1215 Fourth Avenue, Suite 910,Seattle, Washington 98161 Grantor(s): Friends of Gladish A Washington Non-Profit Corporation 115 NW State Street, Room 212A Pullman, WA 99163 Current Beneficiary: Banner Bank Current Trustee: Hacker & Willig, Inc., P.S. Current Loan Mortgage Servicer: Banner Bank Deed of Trust Rec. No.: 775628 Abbr. Legal Description: Lots 1, 2, 3 and 4, Block 63 and all of Block 56, Pullman Assessor's Tax Parcel ID: 1-0815-00-56-00-0000; 1-0815-00-56-00-0001; 1-0815-00-63-02-0001; and 1-0815-00-63-04-0001 Address: 115 NW State Street, Pullman, WA, 99163 NOTICE OF TRUSTEE'S SALE OF COMMERCIAL LOAN PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24, ET SEQ. I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, HACKER & WILLIG, INC., P.S., will on July 17, 2026, at 10:00 AM at the following location: at the main entrance of the Whitman County Courthouse, North 400 Main Street, Colfax, State of Washington, 99111, sell at public auction to the highest and best bidder, payable at the time of sale, the following-described real property, situated in the County of Whitman, State of Washington, to wit: The land referred to is situated in the County of Whitman, State of Washington, and is described as follows: Lots 1, 2, 3 and 4, Block 63 and all of Block 56, Pullman, according to the plat-thereof recorded in Volume A of Plats, Page(s) 78, records of Whitman County, Washington. TOGETHER WITH that portion of vacated State Street vacated by the Town of Pullman by Ordinance No. 43-297, records of Whitman County, Washington, that would attach by operation of law. TOGETHER WITH that portion of vacated Church Street vacated by the Town of Pullman by instrument recorded October 31, 1892, in Book 56, Pages 379 and 380, records of Whitman County, Washington, that would attach by operation of law. TOGETHER WITH that portion of vacated Wawawai street vacated by the City of Pullman by instrument recorded December 30, 1921, in Book 202, Pages 410, records of Whitman County, Washington, that would attach by operation of law. TOGETHER WITH that portion of vacated Church Street vacated by the City of Pullman by instrument recorded July 26, 1996, as Auditor's File No. 587105, records of Whitman County, Washington, that would attach by operation of law. TOGETHER WITH that portion of vacated alley and vacated Church Street vacated by the City of Pullman by instrument recorded November 15, 1996, as Auditor's File No. 600132, records of Whitman County, Washington. that would attach by operation of law. TOGETHER WITH any other vacated street(s) or alley(s) not mentioned above that would attach by operation of law. EXCEPTING THEREFROM those portions conveyed to the State of Washington for road/highway purposes by instruments recorded June 26, 1925, in Book 212, Pages 478 and 486, and September 16, 1949 in Book 277, Pages 545 and 546, as Auditor's File No. 232573, records of Whitman County, Washington. The address of said property is 115 NW State, Pullman, WA 99163. Assessor's Tax Parcel ID Nos: 1-0815-00-56-00-0000; 1-0815-00-56-00-0001; 1-0815-00-63-02-0001; and 1-0815-00-63-04-0001 The afore-described real property is subject to that certain Deed of Trust, dated August 11, 2022, and recorded on August 12, 2022, under Instrument No. 775628 records of Whitman County, Washington (the "Deed of Trust"), Friends of Gladish, a Washington Non-Profit Corporation, is the Grantor, Banner Bank, is the Grantee/Beneficiary, and UPF Washington Incorporated was original Trustee. Hacker & Willig, Inc., P.S. has been appointed successor trustee. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The defaults for which this foreclosure is made are as follows: Failure to pay when due the amounts which are now in arrears. The following amounts are due in full: Past Due Monthly Payments: (July 2025-March 2026) $ 13,152.24 Late Charges: $ 751.45 TOTAL Arrearage as of March 17, 2026 (excluding other costs below): $ 13,903.69 Other potential defaults pursuant to the terms of the Promissory Note ("Note") secured by the Deed of Trust may exist which do not involve payment to the Beneficiary. If applicable, each of these defaults must be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each listed default is a brief description of the action and/or documentation necessary to cure the potential default. This list does not exhaust all possible other defaults; any defaults identified by the Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT CURE Nonpayment of Taxes/Assessments Written proof to the Trustee that all taxes and assessments against the property are paid current; Waste Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust; Failure to maintain insurance Pay the force place costs of insurance and obtain full insurance policy Costs and Fees In addition to the amounts in arrears specified above, you are or may be obligated to pay the following estimated charges, costs and fees to cure the arrearages owed under the Deed of Trust: Trustee's or Attorneys' Fees $ 5,000.00 Title Report $ 978.48 Recording Fees $ 350.00 Posting of Notice of Default $ 300.00 Posting of Notice of Sale $ 300.00 Mailing/FedEx $ 100.00 Total $ 7,028.48 ESTIMATED TOTAL CHARGES, COSTS AND FEES $ 7,028.48 ESTIMATED TOTAL BREACH AMOUNTS (excluding unpaid real estate taxes): $ 13,903.69 ESTIMATED TOTAL CURE AMOUNT $ 20,932.17 The estimated additional amounts that will be due to cure the default in the loan as of July 6, 2026 (11 days before the sale date): Additional Costs and Fees Est. Additional Trustee's or Attorneys' Fees $ 3,000.00 Estimated Publication Costs $ 2,000.00 Subtotal: $ 5,000.00 Additional Monthly Payments (for April, May, June and July 2026) $13,641.42 Total Estimated Balance Due to cure as of July 6, 2026: $39,573.59 IV. The sum owing on the obligations secured by the Deed of Trust is: Principal balance of $240,082.75, together with such interest as provided in the Notes or other instruments evidencing the obligations from the date of default, and such other costs and fees as are due under the obligations and as are provided by statute. Of course, as time passes other payments may become due, and any further payments coming due and any additional late charges must be added to the cure payment. Any new defaults not involving payment of money that occur after the date of this notice must also be cured. In addition, because some of the charges can only be estimated at this time and because the amount necessary to cure may include presently unknown expenditures required to preserve the property, or to comply with state or local laws, it is necessary for you to contact the Trustee before the time you tender payment so that you may be advised of the exact amount you will be required to pay. Tender of payment or performance must be in the full amount by certified funds or cash equivalent to the Trustee whose address is: HACKER & WILLIG, INC., P.S., 1215 Fourth Avenue, Suite 910, Seattle, Washington, 98161, Telephone: (206) 340-1935 V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on July 17, 2026. The defaults referred to in Paragraph III must be cured by July 6, 2026, to cause a discontinuance of the sale. The sale may be discontinued and terminated if at any time on or before July 6, 2026, the defaults as set forth in Paragraph III are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after July 6, 2026, and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus all costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Trustee to the Borrower and Grantor, Guarantors and any successor at the following addresses: Friends of Gladish, A Washington Non-Profit Corporation Friends of Gladish, A Washington Non-Profit Corporation 115 NW State Street, Room 212A, Pullman, WA 99163 PO Box 111, Pullman, WA 99163 by both first class and certified mail on December 2, 2025, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default and/or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever is afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to the Revised Code of Washington, Chapter 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. Service of process of any lawsuit or legal action may be made on Hacker & Willig, Inc. P.S., whose address is 1215 Fourth Avenue, Suite 910, Seattle, WA 98161. X. Notice to Occupants or Tenants: The purchaser at the Trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. XI. Notice to Guarantor(s): The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the Deed of Trust. In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee's sale, plus interest and costs. The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the Trustee's sale. The Guarantor will have no right to redeem the property after the Trustee's sale. Any action to enforce a guaranty must be commenced within one year after the Trustee's sale, or the last Trustee's sale under any deed of trust granted to secure the same debt (subject to such longer periods as are provided in RCW 61.24). DATED this ___ day of April, 2026. HACKER & WILLIG, INC., P.S., Trustee For further information, please call Hacker & Willig, Inc., P.S., at (206) 340-1935. By: ____________________________________ Elizabeth H. Shea STATE OF WASHINGTON ) ss ) COUNTY OF KING ) I certify that I know or have satisfactory evidence that Elizabeth H. Shea is the person who appeared before me, and said person acknowledged that she signed this instrument and on oath stated that she was authorized to execute the instrument and acknowledged it as Trustee to be the free and voluntary act of such party for the uses and purposes mentioned in the instrument. DATED: April _____, 2026 Ashley D. Taylor, Notary Public in and for the State of Washington, Residing at Seattle, Washington; My Commission/Appointment expires _____________