203182 Loan No: ******0895 TS No: 25-15208 Order No.: 250336027-WA-MSi NOTICE OF TRUSTEE'S SALE OF COMMERCIAL LOAN(S) PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24.005(4) RCW Grantor: D. WAYNE BRITT AND SHEILA M. BRITT Current Beneficiary of Deed of Trust: Athene Annuity and Life Company Current Mortgage Servicer for the Deed of Trust: Planet Home Lending, LLC Current Trustee for the Deed of Trust: MICHELLE R. GHIDOTTI, ESQ. Trustee's address is 1920 Old Tustin Avenue, Santa Ana, CA 92705 (206) 331-3280 If there are any questions regarding this Notice, please contact (206) 331-3280 Reference Number of Deed of Trust: 379611 Parcel Number(s): 1-041-29-010-0004-0000 Abbr. Legal Description: Pt of Lot 10 in Block "I-2" of Clarkston Heights I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on 12/26/2025, at 10:00 AM at AT MAIN STAIRS ASOTIN COUNTY COURTHOUSE, 135 2ND S, ASOTIN, WA sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Asotin, State of Washington, to-wit: The South 153 feet of the East half of Lot 10 in Block "I-2" of Clarkston Heights, Asotin County, Washington, according to the recorded plat thereof, measurements being from the centerlines of adjacent streets and alleys, Except that part of Lot 10 in Block "I-2" of Clarkston Heights, Asotin County, Washington, according to the recorded plat thereof, more particularly described as follows: From the Southeast corner of said lot 10, being a point on the centerline of 6th Avenue; thence West along the South line of Lot 10 a distance of 126.03 feet; thence deflect right 90°01' a distance of 25.00 feet to a point on the North right of way line of 6th Avenue, the True Point of Beginning; thence deflect left 90°01' a distance of 20.01 feet; thence deflect right 90°01' along the East right of way line of 19th Street a distance of 20.01 feet; thence deflect 180°00' and proceed around a curve to the left a distance of 31.42 feet to the True Point of Beginning. Including all personal property as described on said Deed of Trust. Commonly known as: 1876 6TH AVE CLARKSTON, Washington 99403 which is subject to that certain Deed of Trust dated 1/6/2023, recorded 1/12/2023, under Auditor's File No. 379611, in Book , Page records of Asotin County, Washington, from D. WAYNE BRITT AND SHEILA M. BRITT, HUSBAND AND WIFE, as Grantor(s), to FIRST AMERICAN TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS DESIGNATED NOMINEE FOR OCMBC, INC. BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, the beneficial interest in which was assigned to Athene Annuity and Life Company. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION FROM THRU NO.PMT AMOUNT TOTAL 12/1/2024 11 $1,971.63 $26,381.63 BENEFICIARY'S ADVANCES, COSTS AND EXPENSES DESCRIPTION ADVANCE AMOUNT 9/15/2025 Payment Adjustment $531.66 9/15/2025 Accrued Late Charges $591.48 9/15/2025 Forecasted Late Charges $98.58 9/15/2025 Bad Check Fee $25.00 9/15/2025 MTGR Recoverable Corporate Advance $944.00 ESTIMATED FORECLOSURE FEES & COSTS 9/15/2025 Trustee's Fees $577.50 9/15/2025 NOD Posting Fee $125.00 9/15/2025 T.S.G. Fee $894.00 9/15/2025 Record Assignment of Deed of Trust $18.00 9/15/2025 Record Substitution of Trustee $18.00 9/15/2025 Mailing Service Fee $28.80 9/15/2025 Trustee's Fees $1,132.50 9/15/2025 Notice of Default Mailings $86.40 TOTAL DUE AS OF: 9/15/2025 $31,452.55 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $231,875.54, together with interest as provided in the Note from 11/1/2024, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/26/2025. The defaults referred to in Paragraph III must be cured by 12/15/2025, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/15/2025 (11 days before the sale) the default as set forth in Paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/15/2025 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) at the following address(es): NAME ADDRESS D. WAYNE BRITT PO BOX 259 CLARKSTON, WA 99403 D. WAYNE BRITT 1876 6TH AVE CLARKSTON, Washington 99403 D. WAYNE BRITT 909 WALK LN CLARKSTON, WA 99403 OCCUPANT 1876 6TH AVE CLARKSTON, Washington 99403 SHEILA M. BRITT 1876 6TH AVE CLARKSTON, Washington 99403 SHEILA M. BRITT 909 WALK LN CLARKSTON, WA 99403 SHEILA M. BRITT PO BOX 259 CLARKSTON, WA 99403 Unknown Spouse and/or Domestic Partner of D. WAYNE BRITT 1876 6TH AVE CLARKSTON, Washington 99403 Unknown Spouse and/or Domestic Partner of SHEILA M. BRITT 1876 6TH AVE CLARKSTON, Washington 99403 by both first class and certified mail on 8/14/2025, proof of which is in the possession of the Trustee; and on 8/14/2025 the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. XI. SPECIAL NOTICE TO GUARANTORS If any of the parties receiving this notice are guarantors of the obligations referenced above, each such guarantor (individually and collectively, "Guarantor") is hereby notified that: (1) Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the Deed of Trust; (2) Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid any trustee's sale; (3) Guarantor will have no right to redeem the Property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the obligations referenced above; and (5) in any action for a deficiency, Guarantor will have the right to establish the fair value of the Property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs. If you are a servicemember or a dependent of a servicemember, you may be entitled to certain protections under the federal Servicemembers Civil Relief Act and any comparable state laws regarding the risk of foreclosure. If you believe you may be entitled to these protections, please contact our office immediately. Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. Service of Process should be sent to: Michelle R. Ghidotti, Esq., c/o Gary Krohn, Reg. Agent, 144 Railroad Avenue, Suite 236, Edmonds, WA 98020-4100. If there are any questions regarding this Notice, please contact (206) 331-3280. SALE INFORMATION CAN BE OBTAINED ONLINE AT https://prestigepostandpub.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: (949) 776-4697 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: 9/16/2025 Michelle R. Ghidotti, Esq. 144 Railroad Avenue, Suite 236, Edmonds, WA 98020-4100 Phone: (206) 331-3280; Fax: (949) 427-2732 Michelle R. Ghidotti, Esq., as Successor Trustee PPP 25-005506